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Flexible Copilot plans for every individual

Supercharge your day with Copilot—make more empowered decisions, kickstart projects, and accomplish your goals like never before.

Copilot in Microsoft 365 plans for individuals

Select a plan to help increase your productivity and make every day a little easier with the power of AI.

Microsoft 365 Personal

Best for solo users. Includes Copilot.
$99.99
/year
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.

Microsoft 365 Personal includes: 

  • For 1 person
  • Word, Excel,2 PowerPoint, and Outlook desktop apps with Microsoft Copilot1
  • Higher usage than free for select Copilot features including AI-generated audio to transform content into engaging listening experiences (English only) and visual AI assistance to answer questions from your screen or camera1
  • Use Copilot in select apps with work files in a secure way5
  • Higher usage for AI image creation and editing in Microsoft Designer, Photos, and Copilot chat​1
  • All-day video calling and Copilot1 in Teams
  • Sign into five devices at once
  • Use on PCs, Macs, phones, and tablets1,4 
  • 1 TB of secure cloud storage
  • Video editor with 4K export, brand kits, filters, and effects
  • Identity,6 data and device security
Apps with subscription value:

Microsoft 365 Family

Best for families. Includes Copilot for subscription owner.1
$129.99
/year
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.

Everything in Microsoft 365 Personal, plus:

  • For 1 to 6 people2
  • Each person can use on up to five devices simultaneously
  • Up to 6 TB of secure cloud storage (1 TB per person)
Apps with subscription value:
Exclusive Copilot value

Microsoft 365 Premium

Best for AI power users. Includes Copilot for subscription owner.1
$199.99
/year
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.
Everything in Microsoft 365 Family, plus:
  • AI agents to perform complex tasks for you like creating source-cited research reports and performing data analysis with visualization1
  • Extensive usage for select Copilot features including AI-generated audio to transform content into engaging listening experiences (English only) and visual AI assistance to answer questions from your screen or camera1
  • Exclusive access to advanced Copilot features1
  • Extensive usage for AI image creation and editing in Microsoft Designer, Photos, and Copilot chat1
Apps with subscription value:
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Compare plans

Microsoft 365 Personal

$9.99
/month
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.

Microsoft 365 Family

$12.99
/month
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.

Microsoft 365 Premium

$19.99
/first month
Try free for 1 month Buy now
Subscription automatically renews unless canceled in Microsoft account. See terms.

Number of users (unique accounts)

1 person

Up to 6 people

Up to 6 people

OneDrive cloud storage

1 TB

6 TB (1 TB per person)

6 TB (1 TB per person)

OneDrive Ransomware protection

Advanced security with Microsoft Defender

Use on up to 5 devices (Accessible on PCs, Macs, phones + tablets)3

Ongoing support for help when you need it

Overall usage amounts1

Higher than free

Higher than free

Highest

AI image generation1

Limited usage

Limited usage

Highest usage

Exclusive access to select features1

Preferred access to AI models during peak times

Copilot chat1

Word

Excel

PowerPoint

Outlook

OneNote

Teams

Microsoft Designer AI image creator and editor1

Exclusive filters and effects in Clipchamp
Learn more
Learn more
Learn more

Additional resources

Person in a pottery studio using a laptop and writing on a notepad at a desk.

Explore Copilot for individual use

Make your day even easier with Microsoft Copilot in Word, Excel, PowerPoint, OneNote and Outlook.
Learn more
A screenshot of a computer displaying a purple and white screen with the text Copilot.

Jump-start your AI transformation at work

Tap into expert guidance—inspired by companies leading the way—to empower everyone in your organization with Microsoft 365 Copilot. 
Learn more
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Copilot Prompt Gallery

Learn tips, tricks, and the art of better prompting across your everyday apps.
Learn more

Frequently asked questions

  • The Microsoft Copilot app is a conversational chat experience. Microsoft 365 Copilot for individuals brings Copilot to apps such as Word, PowerPoint, Excel, and Outlook.
  • There are several types of functionalities today including the ability to reference a file to begin a document or presentation in Word and PowerPoint respectively, as well as the ability to generate an image with Designer directly from your Word or PowerPoint canvas from the Copilot chat panels. We are continuing to evolve how Copilot acts across your Microsoft 365 apps as consumers begin to leverage Copilot. 
  • Copilot brings the power of AI to the Microsoft 365 apps you use every day to unleash your creativity, unlock your potential, and communicate with confidence. With Copilot, you can effortlessly plan your next trip or event with OneNote, polish up your resume and cover letter in Word, quickly write great emails with the right tone, and catch up on long email threads in Outlook, or quickly produce slides for your next PowerPoint party. Copilot is your AI companion to work alongside you, taking care of the busy work so you can stay in the flow and make time for things that spark joy. 
  • Microsoft 365 Family and Microsoft 365 Premium are designed for individual use and can be shared with up to six people (excluding AI features, which are only available to the subscription owner)—typically within a household. For workplace collaboration, we recommend Microsoft 365 business plans like Microsoft 365 Copilot and Microsoft 365 Business Basic, Standard, or Premium, which are built specifically for teams and organizations. See Copilot plans for every organization.
  • Access to AI features in Microsoft 365 apps like Word, Excel, PowerPoint, and Outlook and higher usage of AI features in apps like Designer are only available to the subscription owner of a Microsoft 365 Family plan and cannot be shared with others.
  • The Frontier program offers early access to experimental Microsoft 365 Copilot features—designed for customers and creators to explore cutting-edge AI innovations before general availability. These features are still in development and may change over time. Learn more about our Microsoft Frontier program.
  • With Copilot, you can conveniently tap into the power of AI in the Microsoft 365 apps that you use every day, without the need to toggle between screens or tabs, making it a more seamless experience. Copilot can even apply formatting to your content in the Microsoft 365 apps, taking advantage of hundreds of features many people rarely use. And users can share and collaborate in real-time on content generated by Copilot in apps like Word, Excel, and PowerPoint.
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  1. [1]
    AI features only available to subscription owner and cannot be shared; usage limits apply. Learn more.
  2. [2]
    Copilot in Excel requires AutoSave to be enabled, meaning the file must be saved to OneDrive; it doesn't function with unsaved files.
  3. [3]
    App availability varies by device/language. Features vary by platform. Minimum age limits may apply to use of AI features. Details.
  4. [4]
    App availability varies by device/language. Features vary by platform.
  5. [5]
    Employer must have an enterprise subscription that includes Microsoft 365 desktop apps and have multi account access enabled (excludes government tenants). Applies to select AI features in Word, Excel, PowerPoint and Outlook desktop apps and in select mobile apps. See details.
  6. [6]
    Identity theft monitoring is only available in the United States and US territories.

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